About us
Protecting Texas Families Since Day One
Bella Mia Capital Financial Services is a licensed, independent insurance agency serving Houston, League City, Clear Lake, and communities across Texas.
500+
Texas families protected
Our story
Built on Trust, Driven by Purpose
Bella Mia Capital Financial Services was founded with a single mission: to make life insurance accessible, understandable, and affordable for every Texas family — especially those who have been overlooked or underserved by traditional carriers.
We specialize in life insurance solutions for business property owners, families, and individuals across the Greater Houston area, including League City and Clear Lake. Whether you need a simple final expense policy or comprehensive whole life coverage, we guide you every step of the way.
As an independent agency, we are not tied to any single carrier. That means we shop the market on your behalf and find the coverage that truly fits your life — and your budget.
Our mission
Coverage That Fits Your Life
We believe every family deserves financial peace of mind. Our mission is to deliver honest, personalized insurance guidance — cutting through the confusion so you can protect what matters most.
Integrity First
We give straightforward advice with no pressure and no hidden agendas — just honest guidance you can trust.
Family Focused
Every policy we recommend is built around your family's unique needs, goals, and budget.
Local Expertise
We know Texas. From Houston to League City to Clear Lake, we understand the communities we serve.
Licensed & Independent
Fully licensed in Texas and independent — we work for you, not the insurance companies.
Meet the team
Your Licensed Insurance Professional
Licensed in Texas with 16 years of experience dedicated to finding the right coverage for you and your family.
Larry Torres
Licensed Insurance Agent
With 16 years of experience in life insurance and financial planning, Larry is dedicated to helping Texas families find the right coverage at the right price. He specializes in life insurance, mortgage protection, final expense, and more.
Agent License #1618961 | Agency License #3284378
Credentials
Licensed, Compliant & Accountable
Bella Mia Capital Financial Services is a fully licensed independent insurance agency operating in the state of Texas. All agents hold active Texas Department of Insurance licenses and are committed to the highest standards of professional conduct.
Ready to Protect Your Family?
Get a free, no-obligation quote from a licensed Texas insurance professional today.